Debt-Settlement
Debt-Settlement
Credit-Repair
Debt-Settlement FAQ
Debt-Settlement Quote
Credit Repair
Debt-Settlement-Profile Debt-Contact Debt Sign Up
Be Debt Free In 15-      36 Months!

Settle Debts for 25-50% of Balance

Help You Avoid Bankruptcy

Help with Creditor Harassment

Affordable Low Monthly Payments

Free Professional Consultation

 
Debt settlement is a legal communication between debtor and the creditors/collection agency to negotiate an outstanding debt. Debt Settlement is not a credit counseling service or a consolidation loan, it is a process of eliminating your outstanding debts. Any person owing credit card debt, medical bill(s) or any unsecured debt has the legal right to negotiate their debts. Debt Settlement is highly effective and can save you between 50-75% in outstanding debt.

American Debt Foundations, Inc.'s debt settlement services are tailored to provide you immediate debt relief. Before you consider filling bankruptcy or signing a contract with another company, speak with one of our senior counselors. Our senior counselors will guide you through the debt settlement process and evaluate your debt. Our senior counselors will then help you establish a monthly saving plan that will be used specifically to settle with your creditors. Most importantly, American Debt Foundation, Inc works for you not the creditor(s).  Let our highly trained negotiators work with your creditors to achieve a settlement in your best interest.

Before making this important decision, please Contact one of our debt specialist to explain our program. Our program will get you out of debt within a 15-36 month time period while eliminating 50-75% of your Debt.

Put an end to creditor harassment
Upon being accepted into our program, we will immediately notify your creditors and demand they stop calling you. It usually takes about 30-60 days, In the meantime, a creditor log must be kept for every phone call or letter that is received from a creditor . It must then be reported to us our customer care dept immediately.

Get out of debt faster than you thought possible
Unlike most debt consolidation companies who merely provide new loans for you, the American Debt Foundation program will negotiate settlements with your creditors for pennies on the dollar. Our program allows you to pay back a fraction of what you owe as soon as possible.

Budget less money each month for your debt

Entering our program immediately makes an impact on the amount of dollars in your pocket. Our program frees up money to help your cash flow. As your monthly payments under the program are typically less than what you were previously paying, you can keep more of your hard earned dollars for yourself and your family while traveling on the road to debt freedom!



Regain control of your finances with our program
Once debt negotiations is provided to you, the anxiety associated with your debt problems will be a thing of the past. Our Program helps you and your family regain control of your finances. When you have completed our program you will be debt free and ready to build your financial future.

We at the American Debt Foundation are committed to providing the highest level of customer service. The success of our program rests solely on the relationships we build with our clients and with consumer lending institutions. These relationships are built on trust, understanding, and mutual respect. We form a partnership with our clients; ultimately leading them on the path to financial freedom.

Let one of our counselors explain how debt debt settlement or debt consolidation is the best answer for you. Please review the details of our debt settlement program, or click here. Call us now for a free consultation with one of the American Debt Foundation debt settlement
experts.

Click here to

apply on line

24 hrs / 7days

debt settlement

Call Us Today!

(Toll Free)
1-866-411-DEBT

 

BBB MEMBER

First Name:  
Last Name:
Email:
Day Phone:
Evening Phone:
When to Call
Zip:
 Unsecured Debt
 

 
 
Before making this important decision, please Contact one of our debt specialist to explain our programs. Our programs will get you out of debt within a 15-36 month time period while eliminating 50-75% of your Debt.

usoba

   
 

Table: Repayment Options with $30,010 of Debt in a Credit Counseling Program
 

Option Payment Structure Debt Free Date Total Amount Paid
Make Minimum Payments $784 Monthly 33 Years $87,291 or 291% of Original Debt
Credit Counseling 2.25 - 25% of balance 5-6 Years $48,612 or 162% of Original Debt
Debt Settlement Program $550 Monthly 36 Months $18,297 or 60.1% of Original Debt

HOW LONG DOES IT REALLY TAKE TO PAY OFF $30,010 IN DEBT?


In this example, by making minimum payments it will take over 33 years to pay off the total unsecured debt! Unfortunately for you, this is exactly what the credit card companies want because it makes them more money. However you fall into a terrible financial trap that prevents you from ever getting out of debt and reaching your financial goals and living your dreams.

Minimum Payments Without the Debt Settlement Program
 

Creditor Unsecured Debt Balance Interest Rate Total Payments Payoff
Chase $1,843.00 17.50% $3,321.00 7.5 Years
Sears $2,550.00 23.88% $20,106.00 32.8 Years
Discover $2,935.00 19.80% $6,233.00 8.9 Years
Optima $3,128.00 23.99% $24,586.00 32.8 Years
First USA $3,653.00 18.99% $4,452.00 2.1 Years
MBNA $3,964.00 17.65% $5,032.00 2.2 Years
Providian $11,929.00 19.80% $23,561.00 7.9 Years
Totals $30,010.00   $87,291.00 33 Years


 
With the Debt Settlement Program
 

Creditor Unsecured Debt Balance Settlement Settlement + Fees Total %
Chase $1,843.00 $645.05 $944.54 51%
Sears $2,550.00 $1,202.26 $1,541.20 60%
Discover $2,935.00 $587.00 $1,174.00 40%
Optima $3,128.00 $2,471.12 $2,635.34 84%
First USA $3,653.00 $1,664.88 $1,872.16 51%
MBNA $3,964.00 $1,664.88 $2,239.66 57%
Providian $11,929.00 $2,743.67 $5,040.00 42%
Totals $30,010.00 $10,592.53 $15,446.90 51%

The overall benefits of the American Debt Foundation Program to your financial future are astounding! In this example, you enjoy an immediate reduction in the amount you currently pay creditors by $200.00 per month! If you take this savings and set it aside monthly for emergencies, by the time you complete the American Debt Negotiation Settlement Program you will have saved approximately $8,701.53 in cash and eliminate a total unsecured debt of $30,010 for just $15,446.90.

Imagine being Debt Free, having $8,701.53 in cash and eliminating your total unsecured debt for 51% of the original amount! We can help you get started today!

 

Copyright © 2004, American Debt Foundation. Inc